ZIP 38949 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 38949 (Lafayette County, Mississippi) returns a low composite of 15/100. Climate and flood risk are elevated too — climate & FEMA risk (67/100). Latent structural risk is 32/100 while live distress already moving reads 0/100. The most distinctive pressure shows up in construction/permit lag (45/100), structural risk (32/100), institutional ownership (3/100). structural risk (32/100) and institutional ownership (3/100) stay muted.

The market reads peak — home values rose 3.6% year on year (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 191 with a median age of 59. On demographic stress specifically, 38949 scores 18/100. Owners hold 100% of homes, renters 0%. The ZIP holds roughly 96 housing units. Home values center near $308,600, an affordability ratio of 3.5× — accessible. Vacancy runs 0.0%. Educational attainment sits at 48% bachelor's-or-above. The poverty rate is 0.0% — low. Households earn a median $66,400 — below the roughly $78,000 national figure.

Net-net, 38949 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 38949 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 38949 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Lafayette County, Mississippi and the nation. 38949 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 38949 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. The point of the 38949 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.