ZIP 38606 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 38606 in Panola County, Mississippi comes in at 13, a minimal composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (61/100). Latent structural risk is 27/100 while live distress already moving reads 1/100. The pressure is most legible in construction/permit lag (34/100), structural risk (27/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 38606 posted values that rose 3.8% over the year, and 36% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $55,333 — below the roughly $78,000 national figure. The ZIP holds roughly 6,678 housing units. Roughly 22.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 14,970 with a median age of 39. On demographic stress specifically, 38606 scores 32/100. Educational attainment sits at 19% bachelor's-or-above. Rent burden reaches 42% of tenant households. 75% of housing is owner-occupied. Home values center near $162,100, an affordability ratio of 2.7× — accessible. Vacancy runs 12.9%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 38606 leans distressed, with opportunity clustered in specific stressed parcels. While 38606 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 38606 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38606 can be compared directly against any other ZIP in Panola County, Mississippi or nationwide. Nothing here is interpolated — where a source is thin for 38606, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 38606 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. For an operator, 38606 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.