ZIP 38622 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 38622 (Panola County, Mississippi) returns a minimal composite of 7/100. Structurally it carries 15/100, against 1/100 of stress already in motion. Its standout signals are structural risk (15/100), construction/permit lag (6/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 38622 posted values that rose 3.8% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 30% of tenant households. 52.3% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 37/100. The typical home is worth about $49,600 (2.4× income, relatively affordable). Educational attainment sits at 3% bachelor's-or-above. Owners hold 66% of homes, renters 35%. Median household income is $21,484, below the U.S. median near $78,000. The vacancy rate is 7.9%. There are about 262 housing units across 38622. 727 residents call 38622 home, typically aged 33.

Net-net, 38622 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 38622 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 38622's 7/100 can be lined up against any neighbor in Panola County, Mississippi or any ZIP coast to coast. 38622 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

38622's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 38622 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.