ZIP 38621 Foreclosure, Tax-Lien & Distress Report

Panola County, Mississippi's ZIP 38621 registers 10/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in structural risk (21/100), construction/permit lag (17/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural risk reads 21/100 against active distress of 1/100.

The peak-phase market in 38621 posted values that rose 3.8% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $91,600 here, or 2.6 times local income. Roughly 44.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 32.2%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 38621 scores 38/100. 57% of housing is owner-occupied. About 20% have a four-year degree. About 1,610 people live here, median age 33. The ZIP holds roughly 912 housing units. Households earn a median $34,403 — below the roughly $78,000 national figure. Rent burden reaches 32% of tenant households.

Taken together, 38621 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 38621 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 38621 runs through one identical public-record model, so its 10/100 sits on the same scale as every other ZIP in Panola County, Mississippi and the nation. Sparse data for 38621 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 38621 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 10/100 roll-up. For an operator, 38621 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.