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ZIP 38644 Foreclosure, Tax-Lien & Distress Report

Coahoma County, Mississippi · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 38644 in Coahoma County, Mississippi comes in at 24, a low composite-distress reading. Property-level stress concentrates in construction/permit lag (90/100), structural risk (57/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100). On the structural side it scores 57/100, with 0/100 of stress already active.

The peak-phase market in 38644 posted values that rose 3.6% over the year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $91,400, an affordability ratio of 1.1× — accessible. At $67,750, median income runs below typical U.S. levels. 103 residents call 38644 home, typically aged 36. The tenure split is 67% owner-occupied to 33% rented. Vacancy runs 15.4%, above the national norm and a classic distress-and-opportunity signal. About 7% have a four-year degree. There are about 49 housing units across 38644. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 24/100.

Net-net, 38644 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 38644 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 38644 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Coahoma County, Mississippi and the nation. Where the public record is thin for 38644, the field stays empty rather than modeled, and fills in as new documents post.

38644's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 38644 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

24/100
Composite stress
57/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 38644

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk56
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 38644 Stress Report snapshot

A live read on 38644: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Adjacent Coahoma County ZIP reports

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Additional distress intelligence spanning Coahoma County, Mississippi by ZIP, county and state.

Unlock the full ZIP 38644 acquisition report

The full 38644 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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