ZIP 38631 Foreclosure, Tax-Lien & Distress Report

In Coahoma County, Mississippi, ZIP 38631 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100). Latent structural risk is 57/100 while live distress already moving reads 5/100. Leading the profile are construction/permit lag (90/100), structural risk (57/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (15/100).

The market reads peak — home values rose 3.6% year on year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $26,938, median income runs below typical U.S. levels. Vacancy runs 8.3%. Roughly 54.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 8% of adults hold a bachelor's degree or higher. There are about 506 housing units across 38631. The typical home is worth about $84,300 (2.7× income, relatively affordable). Around 55% of renters are cost-burdened. On demographic stress specifically, 38631 scores 43/100. About 1,103 people live here, median age 34. Owners hold 46% of homes, renters 54%.

Taken together, 38631 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 38631 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 38631 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38631 can be compared directly against any other ZIP in Coahoma County, Mississippi or nationwide. 38631 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 38631 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For an operator, 38631 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.