ZIP 38631 Property Distress & Foreclosure Data

ZIP code 38631 in Coahoma County, Mississippi carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (75/100)). The latent-versus-live split is 50/100 structural and 5/100 already moving. What sets it apart are the readings on construction/permit lag (62/100), structural risk (50/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (15/100).

The neutral-phase market in 38631 posted values that rose 4.4% over the year (phase confidence 27/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $26,938 — below the roughly $78,000 national figure. The vacancy rate is 8.3%. Roughly 54.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 8% have a four-year degree. The ZIP holds roughly 506 housing units. A median home runs $84,300 here, or 2.7 times local income. Around 55% of renters are cost-burdened. On demographic stress specifically, 38631 scores 43/100. Population is roughly 1,103 with a median age of 34. The tenure split is 46% owner-occupied to 54% rented.

On the whole, 38631 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.