ZIP 38639 Property Distress & Foreclosure Data

Composite property distress in 38639 (Coahoma County, Mississippi) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (62/100), structural risk (50/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (15/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100). The latent-versus-live split is 50/100 structural and 5/100 already moving.

The market reads neutral — home values rose 4.4% year on year (phase confidence 27/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $61,000, an affordability ratio of 2.0× — accessible. 46.1% of residents fall below the poverty threshold. Median household income is $28,929, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 35/100. Around 24% of renters are cost-burdened. The ZIP holds roughly 244 housing units. About 519 people live here, median age 38. Owners hold 60% of homes, renters 40%. Educational attainment sits at 8% bachelor's-or-above. The vacancy rate is 19.3% — elevated.

Net-net, 38639 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.