ZIP 38620 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 38620 in Panola County, Mississippi comes in at 12, a minimal composite-distress reading. What sets it apart are the readings on construction/permit lag (25/100), structural risk (25/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structural exposure scores 25 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (62/100)).

The peak-phase market in 38620 posted values that rose 3.8% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,307 housing units across 38620. On demographic stress specifically, 38620 scores 36/100. Around 81% of renters are cost-burdened. Population is roughly 3,639 with a median age of 33. Median household income is $46,167, below the U.S. median near $78,000. A median home runs $105,800 here, or 2.3 times local income. Roughly 20.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 83% of homes, renters 17%. Educational attainment sits at 13% bachelor's-or-above. The vacancy rate is 13.3% — elevated.

Net-net, 38620 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 38620 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 38620 runs through one identical public-record model, so its 12/100 sits on the same scale as every other ZIP in Panola County, Mississippi and the nation. 38620 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 12/100 figure for 38620 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 38620 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.