ZIP 38620 Property Distress & Foreclosure Data

Composite property distress in 38620 (Panola County, Mississippi) lands at 17/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (70/100), structural risk (37/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 37/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (62/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,307 housing units. The demographic-stress sub-score lands at 36/100. Around 81% of renters are cost-burdened. 3,639 residents call 38620 home, typically aged 33. At $46,167, median income runs below typical U.S. levels. The typical home is worth about $105,800 (2.3× income, relatively affordable). The poverty rate is 20.9% — high, a tax-stress and distress correlate. 83% of housing is owner-occupied. Around 13% of adults hold a bachelor's degree or higher. The vacancy rate is 13.3% — elevated.

Taken together, 38620 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.