ZIP 38658 Foreclosure, Tax-Lien & Distress Report

ZIP 38658's composite property-distress score is 12/100 - DLRadar classes that as minimal for Panola County, Mississippi. Climate and flood risk are elevated too — climate & FEMA risk (60/100). The pressure is most legible in construction/permit lag (28/100), structural risk (26/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (4/100) register low. Structural exposure scores 26 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.8% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $115,900 (1.7× income, relatively affordable). On demographic stress specifically, 38658 scores 23/100. Population is roughly 2,557 with a median age of 39. Median household income is $76,741, near the U.S. median near $78,000. Owners hold 69% of homes, renters 31%. The vacancy rate is 10.7%. The ZIP holds roughly 1,043 housing units. Around 24% of renters are cost-burdened. Around 13% of adults hold a bachelor's degree or higher. 4.1% of residents fall below the poverty threshold.

Net-net, 38658 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 38658 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 38658 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38658 can be compared directly against any other ZIP in Panola County, Mississippi or nationwide. Where the public record is thin for 38658, the field stays empty rather than modeled, and fills in as new documents post.

The 12/100 figure for 38658 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 38658 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.