Panola County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Panola County, Mississippi? DLRadar grades every Panola County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Panola County breakdown.
- Panola County's most distressed ZIP is 38668 at 17/100.
- 11 ZIP codes tracked in Panola County, averaging 12/100 distress.
- Panola County reads peak — home values up 3.8% year over year.
- Vacancy runs 16% across Panola County's tracked ZIPs, with a 23.9% poverty rate.
- The typical Panola County home is worth about $125,136 against a ~$54,478 median income.
- Lending headwind in Panola County sits at 63/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 38668 | 17/100 |
| 2 | 38665 | 15/100 |
| 3 | 38619 | 14/100 |
| 4 | 38606 | 13/100 |
| 5 | 38965 | 13/100 |
| 6 | 38620 | 12/100 |
| 7 | 38658 | 12/100 |
| 8 | 38666 | 12/100 |
| 9 | 38621 | 10/100 |
| 10 | 38927 | 9/100 |
| 11 | 38622 | 7/100 |
Most distressed ZIP codes in Panola County (composite distress 0-100, 2026)
What is driving Panola County distress
Panola County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 12/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Panola County market phase and pricing
Panola County reads peak — home prices rose 3.8% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Panola County
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Common questions
Which part of Panola County, MS scores highest for distress?
ZIP 38668 leads Panola County at 17/100, recomputed monthly from public records.
How would you describe the Panola County market phase?
The market phase for Panola County is peak, prices rising 3.8% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Panola County numbers?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 11 ZIP codes in Panola County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Panola County ZIP codes?
The county figure is a blend, not a description. Across the Panola County ZIPs DLRadar ranks, scores run from 17/100 in 38668 down to 7/100 in 38622, against a Panola County average of 12/100. Because the gap runs to 10 points, Panola County rewards ZIP-level precision.
What do Panola County home values and vacancy say about distressed supply?
The typical Panola County home carries about $125,136 of value against a median household income near $54,478. Vacancy across Panola County's tracked ZIPs runs 16% and the poverty rate is 23.9%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Panola County's foreclosure and tax-lien record and its 63/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.