ZIP 38948 Foreclosure, Tax-Lien & Distress Report

ZIP 38948's composite property-distress score is 12/100 - DLRadar classes that as minimal for Yalobusha County, Mississippi. Structural risk reads 29/100 against active distress of 3/100. Leading the profile are construction/permit lag (38/100), structural risk (29/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (63/100).

The market reads peak — home values rose 3.7% year on year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 27.4% — elevated. Rent burden reaches 45% of tenant households. Home values center near $86,200, an affordability ratio of 1.6× — accessible. 72% of housing is owner-occupied. Educational attainment sits at 8% bachelor's-or-above. 10.3% of residents fall below the poverty threshold. 2,248 residents call 38948 home, typically aged 49. On demographic stress specifically, 38948 scores 29/100. The ZIP holds roughly 1,189 housing units. At $41,250, median income runs below typical U.S. levels.

On the whole, 38948 leans distressed, with opportunity clustered in specific stressed parcels. 38948 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 38948 read uses the identical scoring model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 38948 stays directly comparable to neighboring ZIPs and the rest of Yalobusha County, Mississippi. Nothing here is interpolated — where a source is thin for 38948, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 38948 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. For a buyer, 38948 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.