ZIP 38961 Foreclosure, Tax-Lien & Distress Report
Yalobusha County, Mississippi · High Vacancy market
ZIP code 38961 in Yalobusha County, Mississippi carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are construction/permit lag (35/100), structural risk (28/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (10/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (65/100)). Structural risk reads 28/100 against active distress of 3/100.
Prices here sit in a peak phase: values rose 3.7% over the trailing year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 345 people live here, median age 56. On demographic stress specifically, 38961 scores 33/100. About 11% have a four-year degree. The tenure split is 94% owner-occupied to 6% rented. Vacancy runs 39.9%, above the national norm and a classic distress-and-opportunity signal. There are about 373 housing units across 38961. The poverty rate is 29.0% — high, a tax-stress and distress correlate. Households earn a median $35,927 — below the roughly $78,000 national figure. Home values center near $86,400, an affordability ratio of 2.9× — accessible.
On the whole, 38961 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 38961 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 38961 runs through one identical public-record model, so its 12/100 sits on the same scale as every other ZIP in Yalobusha County, Mississippi and the nation. Where the public record is thin for 38961, the field stays empty rather than modeled, and fills in as new documents post.
The 12/100 figure for 38961 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 38961 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 38961 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
38961 at a glance
Current distress, phase, housing and lender-pressure figures for 38961, drawn from the same report attached to each property.
Neighbouring ZIPs in Yalobusha County
Keep exploring Mississippi distress
Other reports tied to Yalobusha County, Mississippi — ZIP, county and statewide.
Unlock the full ZIP 38961 acquisition report
Every distressed parcel in 38961 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology