ZIP 38961 Property Distress & Foreclosure Data

In Yalobusha County, Mississippi, ZIP 38961 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (60/100), structural risk (35/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (10/100). Environmental exposure also runs high (flood (NFIP) exposure (66/100)). The latent-versus-live split is 35/100 structural and 3/100 already moving.

The neutral-phase market in 38961 posted values that rose 4.5% over the year (phase confidence 26/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 345 with a median age of 56. On demographic stress specifically, 38961 scores 33/100. About 11% have a four-year degree. The tenure split is 94% owner-occupied to 6% rented. The vacancy rate is 39.9% — elevated. The ZIP holds roughly 373 housing units. Roughly 29.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $35,927 — below the roughly $78,000 national figure. A median home runs $86,400 here, or 2.9 times local income.

On the whole, 38961 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.