ZIP 38668 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 38668 (Tate County, Mississippi) at a low 17/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100). Structurally it carries 41/100, against 2/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (51/100), structural risk (41/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low.

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 19% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $67,675, median income runs below typical U.S. levels. Around 41% of renters are cost-burdened. The poverty rate is 18.8% — high, a tax-stress and distress correlate. Owners hold 68% of homes, renters 32%. Educational attainment sits at 31% bachelor's-or-above. The typical home is worth about $235,200 (3.3× income, relatively affordable). The ZIP holds roughly 5,552 housing units. 14,123 residents call 38668 home, typically aged 34. The demographic-stress sub-score lands at 31/100. The vacancy rate is 4.5%.

Overall, 38668 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 38668 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 38668 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38668 can be compared directly against any other ZIP in Tate County, Mississippi or nationwide. Nothing here is interpolated — where a source is thin for 38668, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 17/100 figure for 38668 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 38668 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.