ZIP 38635 Property Distress & Foreclosure Data

Marshall County, Mississippi's ZIP 38635 registers 11/100 composite distress, which DLRadar reads as minimal. Climate and flood risk are elevated too — climate & FEMA risk (61/100). The latent-versus-live split is 22/100 structural and 1/100 already moving. The most distinctive pressure shows up in structural risk (22/100), construction/permit lag (10/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a recovery phase: values rose 2.2% over the trailing year, and 21% higher over three years (phase confidence 13/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 6,446 housing units. The poverty rate is 21.6% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 32/100. Around 37% of renters are cost-burdened. The vacancy rate is 16.2% — elevated. Around 15% of adults hold a bachelor's degree or higher. 80% of housing is owner-occupied. 15,312 residents call 38635 home, typically aged 42. At $53,441, median income runs below typical U.S. levels. The typical home is worth about $148,900 (3.0× income, relatively affordable).

Taken together, 38635 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.