ZIP 38635 Foreclosure, Tax-Lien & Distress Report

Marshall County, Mississippi's ZIP 38635 registers 16/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (61/100). The latent-versus-live split is 37/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (57/100), structural risk (37/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low.

The peak-phase market in 38635 posted values that rose 1.2% over the year, and 21% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 6,446 housing units across 38635. The poverty rate is 21.6% — high, a tax-stress and distress correlate. On demographic stress specifically, 38635 scores 32/100. Rent burden reaches 37% of tenant households. Vacancy runs 16.2%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 15% bachelor's-or-above. The tenure split is 80% owner-occupied to 20% rented. 15,312 residents call 38635 home, typically aged 42. Households earn a median $53,441 — below the roughly $78,000 national figure. A median home runs $148,900 here, or 3.0 times local income.

Taken together, 38635 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 38635 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 38635's 16/100 can be lined up against any neighbor in Marshall County, Mississippi or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 38635 reflects the current record instead of a stale or modeled snapshot.

Behind 38635's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 38635 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.