ZIP 38611 Foreclosure, Tax-Lien & Distress Report

Marshall County, Mississippi's ZIP 38611 registers 19/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (42/100), institutional ownership (8/100). institutional ownership (8/100) and mortgage stress (4/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (70/100)). The latent-versus-live split is 42/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 13% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $54,198, below the U.S. median near $78,000. Around 49% of renters are cost-burdened. 16,751 residents call 38611 home, typically aged 38. DLRadar's demographic-stress index for the area reads 36/100. 21.6% of residents fall below the poverty threshold. The tenure split is 76% owner-occupied to 24% rented. Educational attainment sits at 16% bachelor's-or-above. The ZIP holds roughly 7,379 housing units. The vacancy rate is 14.1% — elevated. The typical home is worth about $201,700 (3.8× income, relatively affordable).

Taken together, 38611 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 38611 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 38611 runs through one identical scoring model, so its 19/100 sits on the same scale as every other ZIP in Marshall County, Mississippi and the nation. 38611 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 19/100 figure for 38611 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 38611 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.