ZIP 38125 Property Distress & Foreclosure Data

Composite property distress in 38125 (Shelby County, Tennessee) lands at 36/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (89/100), structural risk (81/100), institutional ownership (51/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (85/100). The latent-versus-live split is 81/100 structural and 6/100 already moving.

Prices here sit in a recovery phase: values rose 2.2% over the trailing year, and 5% higher over three years (phase confidence 13/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 5.4%. The poverty rate is 11.1%. The demographic-stress sub-score lands at 28/100. Around 33% of renters are cost-burdened. The typical home is worth about $251,100 (2.8× income, relatively affordable). 42,793 residents call 38125 home, typically aged 33. Around 37% of adults hold a bachelor's degree or higher. 52% of housing is owner-occupied. At $83,184, median income runs near typical U.S. levels. The ZIP holds roughly 16,732 housing units.

Overall, 38125 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.