ZIP 38125 Foreclosure, Tax-Lien & Distress Report

In Shelby County, Tennessee, ZIP 38125 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. The pressure is most legible in structural risk (65/100), institutional ownership (48/100), construction/permit lag (31/100). On the quiet end sit construction/permit lag (31/100) and mortgage stress (20/100). It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (85/100). Structural risk reads 65/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 5% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 5.4%. 11.1% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 28/100. Around 33% of renters are cost-burdened. A median home runs $251,100 here, or 2.8 times local income. 42,793 residents call 38125 home, typically aged 33. Educational attainment sits at 37% bachelor's-or-above. 52% of housing is owner-occupied. At $83,184, median income runs near typical U.S. levels. There are about 16,732 housing units across 38125.

On balance 38125 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 38125 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 38125's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 38125 shows as blanks, never estimates, and the score updates on every fresh public filing.

38125's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 38125 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.