ZIP 38011 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 38011 (Tipton County, Tennessee) lands at 30/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), climate & FEMA risk (79/100). Latent structural risk is 67/100 while live distress already moving reads 6/100. Its heaviest discrete signals: structural risk (67/100), construction/permit lag (62/100), institutional ownership (47/100). By contrast, mortgage stress (20/100) register low.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 17% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $71,029, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 26/100. Roughly 11.0% live below the poverty line. Vacancy runs 3.9%. Rent burden reaches 23% of tenant households. The ZIP holds roughly 3,873 housing units. Educational attainment sits at 17% bachelor's-or-above. Population is roughly 9,493 with a median age of 40. A median home runs $214,000 here, or 2.9 times local income. Owners hold 78% of homes, renters 22%.

On balance 38011 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 38011 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Tipton County, Tennessee and the nation. Where the public record is thin for 38011, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 38011 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. The point of the 38011 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.