ZIP 38011 Property Distress & Foreclosure Data

DLRadar grades ZIP 38011 (Tipton County, Tennessee) at a moderate 32/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), climate & FEMA risk (79/100). The latent-versus-live split is 71/100 structural and 6/100 already moving. Property-level stress concentrates in construction/permit lag (74/100), structural risk (71/100), institutional ownership (51/100). mortgage stress (20/100) stay muted.

Prices here sit in a recovery phase: values rose 2.2% over the trailing year, and 17% higher over three years (phase confidence 13/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $71,029, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 26/100. The poverty rate is 11.0%. The vacancy rate is 3.9%. Around 23% of renters are cost-burdened. The ZIP holds roughly 3,873 housing units. Around 17% of adults hold a bachelor's degree or higher. 9,493 residents call 38011 home, typically aged 40. The typical home is worth about $214,000 (2.9× income, relatively affordable). 78% of housing is owner-occupied.

Overall, 38011 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.