ZIP 38002 Foreclosure, Tax-Lien & Distress Report
Shelby County, Tennessee · Distress market
Composite property distress in 38002 (Shelby County, Tennessee) lands at 25/100 — low on DLRadar's distress scoring. The most distinctive pressure shows up in structural risk (54/100), institutional ownership (46/100), mortgage stress (19/100). mortgage stress (19/100) stay muted. Latent structural risk is 54/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (75/100).
The peak-phase market in 38002 posted values that rose 1.2% over the year, and 5% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 15,690 housing units. Rent burden reaches 45% of tenant households. Vacancy runs 1.9%. Educational attainment sits at 47% bachelor's-or-above. 4.3% of residents fall below the poverty threshold. Owners hold 83% of homes, renters 17%. The demographic-stress sub-score lands at 25/100. Home values center near $399,300, an affordability ratio of 3.1× — accessible. At $115,478, median income runs above typical U.S. levels. Population is roughly 43,868 with a median age of 40.
Overall, 38002 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 38002 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 38002 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Shelby County, Tennessee and the nation. Sparse data for 38002 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 38002's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 38002 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 38002
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 38002 by the numbers
A live read on 38002: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Shelby County
Nearest ZIP codes to 38002
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Shelby County, Tennessee
Other reports tied to Shelby County, Tennessee — ZIP, county and statewide.
See every distressed parcel in 38002
Open 38002 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology