ZIP 38004 Property Distress & Foreclosure Data

Tipton County, Tennessee's ZIP 38004 registers 33/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (flood (NFIP) exposure (87/100), climate & FEMA risk (83/100)). The latent-versus-live split is 75/100 structural and 6/100 already moving. The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (75/100), institutional ownership (51/100). On the quiet end sit mortgage stress (20/100).

The recovery-phase market in 38004 posted values that rose 2.2% over the year, and 17% higher over three years (phase confidence 13/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 2.3%. About 29% have a four-year degree. The ZIP holds roughly 4,313 housing units. Around 25% of renters are cost-burdened. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 38004 scores 24/100. Households earn a median $90,451 — above the roughly $78,000 national figure. The tenure split is 86% owner-occupied to 14% rented. A median home runs $320,900 here, or 3.1 times local income. Population is roughly 11,696 with a median age of 40.

On balance 38004 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.