ZIP 38023 Foreclosure, Tax-Lien & Distress Report
Tipton County, Tennessee · Distress market
Tipton County, Tennessee's ZIP 38023 registers 30/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 69 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (87/100), climate & FEMA risk (79/100)). Property-level stress concentrates in construction/permit lag (70/100), structural risk (69/100), institutional ownership (47/100). mortgage stress (19/100) stay muted.
Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 6% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 5,343 people live here, median age 41. There are about 2,227 housing units across 38023. 81% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 26/100. 10.9% of residents fall below the poverty threshold. Households earn a median $71,734 — near the roughly $78,000 national figure. The vacancy rate is 9.1%. Rent burden reaches 18% of tenant households. A median home runs $260,700 here, or 3.2 times local income. Around 22% of adults hold a bachelor's degree or higher.
Net-net, 38023 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 38023's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 38023, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 38023 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. In workflow terms, 38023 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 38023
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
38023 at a glance
A live read on 38023: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Tipton County ZIP codes
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Unlock parcel-level detail for ZIP 38023
See who owns each distressed property in 38023, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology