ZIP 38053 Property Distress & Foreclosure Data

Composite property distress in 38053 (Shelby County, Tennessee) lands at 36/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (89/100), structural risk (80/100), institutional ownership (51/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (85/100). On the structural side it scores 80/100, with 6/100 of stress already active.

Prices here sit in a recovery phase: values rose 2.2% over the trailing year, and 11% higher over three years (phase confidence 13/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

66% of housing is owner-occupied. The poverty rate is 12.8%. 25,352 residents call 38053 home, typically aged 40. Around 38% of renters are cost-burdened. At $58,548, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 31/100. Around 21% of adults hold a bachelor's degree or higher. The vacancy rate is 8.9%. The ZIP holds roughly 10,900 housing units. The typical home is worth about $221,900 (3.3× income, relatively affordable).

Overall, 38053 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.