ZIP 38053 Foreclosure, Tax-Lien & Distress Report

ZIP 38053's composite property-distress score is 30/100 - DLRadar classes that as moderate for Shelby County, Tennessee. Its standout signals are structural risk (65/100), institutional ownership (48/100), construction/permit lag (32/100). construction/permit lag (32/100) and mortgage stress (20/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (85/100). The split runs 65/100 structural to 6/100 active on the ground.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 11% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 66% owner-occupied to 34% rented. Roughly 12.8% live below the poverty line. Population is roughly 25,352 with a median age of 40. Rent burden reaches 38% of tenant households. At $58,548, median income runs below typical U.S. levels. On demographic stress specifically, 38053 scores 31/100. Around 21% of adults hold a bachelor's degree or higher. Vacancy runs 8.9%. The ZIP holds roughly 10,900 housing units. Home values center near $221,900, an affordability ratio of 3.3× — accessible.

On balance 38053 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 38053 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 38053's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 38053 shows blanks, not estimates, wherever the record is sparse.

The 30/100 for 38053 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 38053 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.