ZIP 38108 Foreclosure, Tax-Lien & Distress Report
Shelby County, Tennessee · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 38108 in Shelby County, Tennessee comes in at 27, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (86/100)). Leading the profile are structural risk (58/100), institutional ownership (49/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100). Structural risk reads 58/100 against active distress of 6/100.
Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 50% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 7,714 housing units. The poverty rate is 28.0% — high, a tax-stress and distress correlate. 18,501 residents call 38108 home, typically aged 34. Around 11% of adults hold a bachelor's degree or higher. The typical home is worth about $71,200 (1.8× income, relatively affordable). Households earn a median $35,435 — below the roughly $78,000 national figure. The tenure split is 47% owner-occupied to 53% rented. DLRadar's demographic-stress index for the area reads 34/100. The vacancy rate is 16.6% — elevated. Around 44% of renters are cost-burdened.
Taken together, 38108 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 38108 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 38108 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in Shelby County, Tennessee and the nation. Nothing here is interpolated — where a source is thin for 38108, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 38108 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. In workflow terms, 38108 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 38108
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 38108 Stress Report snapshot
A live read on 38108: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Shelby County ZIP reports
Nearest ZIP codes to 38108
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Get the full acquisition report for 38108
See who owns each distressed property in 38108, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
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