ZIP 38112 Property Distress & Foreclosure Data

Shelby County, Tennessee's ZIP 38112 registers 36/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (85/100)). On the structural side it scores 81/100, with 6/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (89/100), structural risk (81/100), institutional ownership (51/100). On the quiet end sit mortgage stress (20/100).

The recovery-phase market in 38112 posted values that rose 2.2% over the year, and 5% lower over three years (phase confidence 13/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $52,639 — below the roughly $78,000 national figure. The ZIP holds roughly 7,469 housing units. Population is roughly 16,798 with a median age of 33. About 38% have a four-year degree. Around 51% of renters are cost-burdened. On demographic stress specifically, 38112 scores 37/100. The tenure split is 53% owner-occupied to 47% rented. A median home runs $252,100 here, or 3.9 times local income. Roughly 27.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 11.7% — elevated.

On the whole, 38112 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.