ZIP 38112 Foreclosure, Tax-Lien & Distress Report
Shelby County, Tennessee · High Poverty market
ZIP 38112's composite property-distress score is 27/100 - DLRadar classes that as low for Shelby County, Tennessee. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (86/100)). Structural exposure scores 58 and live distress 6 on the 0–100 scale. The sharpest non-environmental signals are structural risk (58/100), institutional ownership (49/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100).
Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 5% lower over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.
At $52,639, median income runs below typical U.S. levels. There are about 7,469 housing units across 38112. About 16,798 people live here, median age 33. Around 38% of adults hold a bachelor's degree or higher. Rent burden reaches 51% of tenant households. The demographic-stress sub-score lands at 37/100. Owners hold 53% of homes, renters 47%. Home values center near $252,100, an affordability ratio of 3.9× — accessible. Roughly 27.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 11.7% — elevated.
Net-net, 38112 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 38112 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 38112 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 38112, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
38112's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 38112 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 38112 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 38112 Stress Report snapshot
The live 38112 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Shelby County
Nearest ZIP codes to 38112
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Shelby County, Tennessee
Further distress data across Shelby County, Tennessee at ZIP, county and state level.
The complete 38112 distress and acquisition report
Open 38112 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology