ZIP 38116 Property Distress & Foreclosure Data

Composite property distress in 38116 (Shelby County, Tennessee) lands at 36/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (85/100). On the structural side it scores 81/100, with 6/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (89/100), structural risk (81/100), institutional ownership (51/100). mortgage stress (20/100) stay muted.

Prices here sit in a recovery phase: values rose 2.2% over the trailing year, and 25% higher over three years (phase confidence 13/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $44,663, median income runs below typical U.S. levels. Around 50% of renters are cost-burdened. The demographic-stress sub-score lands at 38/100. The typical home is worth about $138,600 (2.8× income, relatively affordable). The poverty rate is 29.7% — high, a tax-stress and distress correlate. Around 21% of adults hold a bachelor's degree or higher. The ZIP holds roughly 18,546 housing units. The vacancy rate is 16.9% — elevated. 41,393 residents call 38116 home, typically aged 34. 44% of housing is owner-occupied.

Taken together, 38116 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.