ZIP 38131 Property Distress & Foreclosure Data
ZIP code 38131 in Shelby County, Tennessee carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 81/100 against active distress of 0/100. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (85/100). What sets it apart are the readings on construction/permit lag (89/100), structural risk (81/100), institutional ownership (51/100).
Prices here sit in a recovery phase: values rose 2.2% over the trailing year, at 13/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Overall, 38131 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 38131
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Shelby County
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Deterministic. Every signal traces to a public dataset · methodology