ZIP 38131 Foreclosure, Tax-Lien & Distress Report
Shelby County, Tennessee · Distress market
ZIP 38131's composite property-distress score is 27/100 - DLRadar classes that as low for Shelby County, Tennessee. The latent-versus-live split is 58/100 structural and 0/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (86/100). Leading the profile are structural risk (58/100), institutional ownership (49/100).
The peak-phase market in 38131 posted values that rose 1.2% over the year, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Overall, 38131 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 38131's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 38131, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 27/100 for 38131 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 38131 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 38131
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 38131 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 38131, the same set carried on every parcel.
Other Shelby County ZIP codes
Nearest ZIP codes to 38131
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Shelby County, Tennessee
Other reports tied to Shelby County, Tennessee — ZIP, county and statewide.
Unlock the full ZIP 38131 acquisition report
Open 38131 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology