ZIP 38133 Property Distress & Foreclosure Data

DLRadar grades ZIP 38133 (Shelby County, Tennessee) at a moderate 36/100 for overall property distress. Structural exposure scores 81 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (85/100)). Property-level stress concentrates in construction/permit lag (89/100), structural risk (81/100), institutional ownership (51/100). On the quiet end sit mortgage stress (20/100).

The recovery-phase market in 38133 posted values that rose 2.2% over the year, and 10% higher over three years, at 13/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $270,900 here, or 2.9 times local income. There are about 8,311 housing units across 38133. Vacancy runs 3.5%. Households earn a median $82,485 — near the roughly $78,000 national figure. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 38133 scores 28/100. Population is roughly 21,153 with a median age of 36. Rent burden reaches 50% of tenant households. The tenure split is 70% owner-occupied to 30% rented. About 33% have a four-year degree.

On balance 38133 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.