ZIP 38133 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 38133 in Shelby County, Tennessee comes in at 30, a moderate composite-distress reading. The latent-versus-live split is 65/100 structural and 6/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (85/100). The sharpest non-environmental signals are structural risk (65/100), institutional ownership (48/100), construction/permit lag (31/100). construction/permit lag (31/100) and mortgage stress (20/100) stay muted.

The peak-phase market in 38133 posted values that rose 1.2% over the year, and 10% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $270,900 here, or 2.9 times local income. There are about 8,311 housing units across 38133. Vacancy runs 3.5%. Households earn a median $82,485 — near the roughly $78,000 national figure. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 28/100. Population is roughly 21,153 with a median age of 36. Rent burden reaches 50% of tenant households. The tenure split is 70% owner-occupied to 30% rented. About 33% have a four-year degree.

Net-net, 38133 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 38133 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 38133's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 38133, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 30/100 figure for 38133 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 38133 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.