ZIP 38016 Foreclosure, Tax-Lien & Distress Report
Shelby County, Tennessee · Distress market
DLRadar grades ZIP 38016 (Shelby County, Tennessee) at a moderate 30/100 for overall property distress. The latent-versus-live split is 65/100 structural and 6/100 already moving. Its standout signals are structural risk (65/100), institutional ownership (48/100), construction/permit lag (31/100). construction/permit lag (31/100) and mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (85/100).
Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 3% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.
A median home runs $282,800 here, or 3.5 times local income. The poverty rate is 9.9%. 44,390 residents call 38016 home, typically aged 38. The demographic-stress sub-score lands at 30/100. There are about 20,153 housing units across 38016. Rent burden reaches 44% of tenant households. 59% of housing is owner-occupied. At $75,719, median income runs near typical U.S. levels. Vacancy runs 9.2%. About 42% have a four-year degree.
Overall, 38016 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 38016 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 38016 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 38016 stays directly comparable to neighboring ZIPs and the rest of Shelby County, Tennessee. 38016 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 38016's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 38016 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 38016
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 38016 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Shelby County ZIP reports
More distress data near 38016
Other reports tied to Shelby County, Tennessee — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 38016
See who owns each distressed property in 38016, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology