ZIP 38016 Property Distress & Foreclosure Data

DLRadar grades ZIP 38016 (Shelby County, Tennessee) at a moderate 36/100 for overall property distress. Structural exposure scores 81 and live distress 6 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (89/100), structural risk (81/100), institutional ownership (51/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (85/100)).

The recovery-phase market in 38016 posted values that rose 2.2% over the year, and 3% higher over three years, at 13/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $282,800 here, or 3.5 times local income. Roughly 9.9% live below the poverty line. Population is roughly 44,390 with a median age of 38. On demographic stress specifically, 38016 scores 30/100. There are about 20,153 housing units across 38016. Rent burden reaches 44% of tenant households. The tenure split is 59% owner-occupied to 41% rented. Households earn a median $75,719 — near the roughly $78,000 national figure. Vacancy runs 9.2%. About 42% have a four-year degree.

On balance 38016 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.