ZIP 38018 Property Distress & Foreclosure Data

Shelby County, Tennessee's ZIP 38018 registers 36/100 composite distress, which DLRadar reads as moderate. Structural risk reads 81/100 against active distress of 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (85/100). The most distinctive pressure shows up in construction/permit lag (89/100), structural risk (81/100), institutional ownership (51/100). By contrast, mortgage stress (20/100) register low.

The market reads recovery — home values rose 2.2% year on year, and 4% higher over three years, at 13/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 38,357 people live here, median age 37. Home values center near $293,800, an affordability ratio of 2.9× — accessible. Vacancy runs 5.9%. There are about 15,380 housing units across 38018. Owners hold 63% of homes, renters 37%. Median household income is $89,627, above the U.S. median near $78,000. Rent burden reaches 41% of tenant households. 7.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 46% bachelor's-or-above.

Net-net, 38018 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.