ZIP 38018 Foreclosure, Tax-Lien & Distress Report
Shelby County, Tennessee · Distress market
DLRadar grades ZIP 38018 (Shelby County, Tennessee) at a low 27/100 for overall property distress. Latent structural risk is 57/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (86/100). The sharpest non-environmental signals are structural risk (57/100), institutional ownership (48/100), mortgage stress (20/100). mortgage stress (20/100) stay muted.
The peak-phase market in 38018 posted values that rose 1.2% over the year, and 4% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.
38,357 residents call 38018 home, typically aged 37. A median home runs $293,800 here, or 2.9 times local income. Vacancy runs 5.9%. The ZIP holds roughly 15,380 housing units. The tenure split is 63% owner-occupied to 37% rented. Households earn a median $89,627 — above the roughly $78,000 national figure. Rent burden reaches 41% of tenant households. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 38018 scores 27/100. Around 46% of adults hold a bachelor's degree or higher.
Net-net, 38018 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 38018 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. 38018 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 27/100 for 38018 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 38018 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 38018
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 38018 by the numbers
38018 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Neighbouring ZIPs in Shelby County
Nearest ZIP codes to 38018
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Tennessee distress
More ZIP, county and state distress intelligence connected to Shelby County, Tennessee.
Unlock parcel-level detail for ZIP 38018
The full 38018 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology