ZIP 38119 Foreclosure, Tax-Lien & Distress Report
Shelby County, Tennessee · Distress market
DLRadar grades ZIP 38119 (Shelby County, Tennessee) at a low 27/100 for overall property distress. On the structural side it scores 58/100, with 6/100 of stress already active. Property-level stress concentrates in structural risk (58/100), institutional ownership (49/100), mortgage stress (20/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (86/100).
The market reads peak — home values rose 1.2% year on year, and 1% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.
22,332 residents call 38119 home, typically aged 42. Vacancy runs 6.9%. On demographic stress specifically, 38119 scores 26/100. Owners hold 60% of homes, renters 40%. About 53% have a four-year degree. At $86,325, median income runs near typical U.S. levels. Home values center near $296,700, an affordability ratio of 3.2× — accessible. Around 36% of renters are cost-burdened. There are about 10,747 housing units across 38119. Roughly 7.7% live below the poverty line.
On balance 38119 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 38119 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 38119 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38119 can be compared directly against any other ZIP in Shelby County, Tennessee or nationwide. Where the record is thin for 38119, the field stays empty rather than modeled, and fills in as new documents post.
38119's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 38119 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 38119’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 38119 Stress Report snapshot
The live 38119 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Shelby County ZIPs near 38119
Nearest ZIP codes to 38119
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Shelby County, Tennessee.
Get the full acquisition report for 38119
Every distressed parcel in 38119 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology