ZIP 38119 Property Distress & Foreclosure Data

In Shelby County, Tennessee, ZIP 38119 scores 36 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 81 and live distress 6 on the 0–100 scale. Its standout signals are construction/permit lag (89/100), structural risk (81/100), institutional ownership (51/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (85/100).

Prices here sit in a recovery phase: values rose 2.2% over the trailing year, and 1% higher over three years, at 13/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

22,332 residents call 38119 home, typically aged 42. Vacancy runs 6.9%. The demographic-stress sub-score lands at 26/100. 60% of housing is owner-occupied. Around 53% of adults hold a bachelor's degree or higher. At $86,325, median income runs near typical U.S. levels. The typical home is worth about $296,700 (3.2× income, relatively affordable). Rent burden reaches 36% of tenant households. There are about 10,747 housing units across 38119. The poverty rate is 7.7%.

Overall, 38119 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.