ZIP 38115 Property Distress & Foreclosure Data

DLRadar grades ZIP 38115 (Shelby County, Tennessee) at a moderate 36/100 for overall property distress. Structural exposure scores 81 and live distress 6 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (89/100), structural risk (81/100), institutional ownership (51/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (85/100)).

The recovery-phase market in 38115 posted values that rose 2.2% over the year, and 10% higher over three years, at 13/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 36,878 with a median age of 30. On demographic stress specifically, 38115 scores 38/100. There are about 19,031 housing units across 38115. The tenure split is 23% owner-occupied to 77% rented. About 14% have a four-year degree. Vacancy runs 16.2%, above the national norm and a classic distress-and-opportunity signal. Roughly 19.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $42,931 — below the roughly $78,000 national figure. A median home runs $145,400 here, or 3.0 times local income. Rent burden reaches 48% of tenant households.

On the whole, 38115 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.