ZIP 38111 Foreclosure, Tax-Lien & Distress Report

ZIP code 38111 in Shelby County, Tennessee carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (85/100)). Property-level stress concentrates in structural risk (65/100), institutional ownership (48/100), construction/permit lag (31/100). construction/permit lag (31/100) and mortgage stress (20/100) stay muted. Structural risk reads 65/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 1% lower over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 11.0%. 23.5% of residents fall below the poverty threshold. The typical home is worth about $190,100 (3.1× income, relatively affordable). The tenure split is 46% owner-occupied to 54% rented. On demographic stress specifically, 38111 scores 34/100. About 38% have a four-year degree. 43,308 residents call 38111 home, typically aged 33. There are about 19,695 housing units across 38111. Around 43% of renters are cost-burdened. Median household income is $52,806, below the U.S. median near $78,000.

Net-net, 38111 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 38111 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 38111 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 38111 stays directly comparable to neighboring ZIPs and the rest of Shelby County, Tennessee. 38111 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 38111's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 38111 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.