ZIP 38111 Property Distress & Foreclosure Data

Composite property distress in 38111 (Shelby County, Tennessee) lands at 36/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (85/100). The sharpest non-environmental signals are construction/permit lag (89/100), structural risk (81/100), institutional ownership (51/100). By contrast, mortgage stress (20/100) register low. Structural exposure scores 81 and live distress 6 on the 0–100 scale.

The market reads recovery — home values rose 2.2% year on year, and 1% lower over three years, at 13/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 11.0%. 23.5% of residents fall below the poverty threshold. Home values center near $190,100, an affordability ratio of 3.1× — accessible. Owners hold 46% of homes, renters 54%. DLRadar's demographic-stress index for the area reads 34/100. Educational attainment sits at 38% bachelor's-or-above. About 43,308 people live here, median age 33. There are about 19,695 housing units across 38111. Rent burden reaches 43% of tenant households. Median household income is $52,806, below the U.S. median near $78,000.

Net-net, 38111 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.