ZIP 38132 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 38132 (Shelby County, Tennessee) lands at 30/100 — moderate on DLRadar's public-record scoring. What sets it apart are the readings on structural risk (65/100), institutional ownership (48/100), construction/permit lag (31/100). On the quiet end sit construction/permit lag (31/100). Structural exposure scores 65 and live distress 0 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (85/100)).

The market reads peak — home values rose 1.2% year on year (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 100.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 100/100. Population is roughly 35. Around 0% of adults hold a bachelor's degree or higher.

Taken together, 38132 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 38132 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 38132's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 38132, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

38132's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 38132 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.