ZIP 38054 Property Distress & Foreclosure Data

Shelby County, Tennessee's ZIP 38054 registers 36/100 composite distress, which DLRadar reads as moderate. Structural risk reads 81/100 against active distress of 0/100. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (85/100). The most distinctive pressure shows up in construction/permit lag (89/100), structural risk (81/100), institutional ownership (51/100).

The market reads recovery — home values rose 2.2% year on year, at 13/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 77/100. About 136 people live here, median age 23. Educational attainment sits at 23% bachelor's-or-above.

Net-net, 38054 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

36/100
Composite stress
81/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 38054

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk99
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Shelby County

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Deterministic. Every signal traces to a public dataset · methodology