ZIP 38054 Foreclosure, Tax-Lien & Distress Report
Shelby County, Tennessee · Distress market
ZIP 38054's composite property-distress score is 27/100 - DLRadar classes that as low for Shelby County, Tennessee. Latent structural risk is 57/100 while live distress already moving reads 0/100. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (86/100). Its heaviest discrete signals: structural risk (57/100), institutional ownership (48/100).
The peak-phase market in 38054 posted values that rose 1.2% over the year (phase confidence 11/100). Topping markets hide individual distress behind strong averages.
DLRadar's demographic-stress index for the area reads 93/100. About 136 people live here, median age 23. About 23% have a four-year degree.
Net-net, 38054 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 38054 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 38054's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 38054, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 38054 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. For a buyer, 38054 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 38054’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 38054 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Shelby County ZIP reports
Nearest ZIP codes to 38054
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Tennessee distress
Further distress data across Shelby County, Tennessee at ZIP, county and state level.
See every distressed parcel in 38054
Pull every distressed parcel in 38054 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology