ZIP 38126 Property Distress & Foreclosure Data

Shelby County, Tennessee's ZIP 38126 registers 36/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 81 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (85/100). The most distinctive pressure shows up in construction/permit lag (89/100), structural risk (81/100), institutional ownership (51/100). By contrast, mortgage stress (20/100) register low.

The market reads recovery — home values rose 2.2% year on year, at 13/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 5,723 people live here, median age 28. Rent burden reaches 44% of tenant households. Home values center near $59,300, an affordability ratio of 1.9× — accessible. Vacancy runs 17.2%, above the national norm and a classic distress-and-opportunity signal. Owners hold 16% of homes, renters 84%. DLRadar's demographic-stress index for the area reads 40/100. Educational attainment sits at 14% bachelor's-or-above. Median household income is $30,825, below the U.S. median near $78,000. There are about 3,381 housing units across 38126. 45.3% of residents fall below the poverty threshold.

Net-net, 38126 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.