ZIP 38127 Property Distress & Foreclosure Data

ZIP code 38127 in Shelby County, Tennessee carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (89/100), structural risk (81/100), institutional ownership (51/100). On the quiet end sit mortgage stress (20/100). On the structural side it scores 81/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (85/100)).

The recovery-phase market in 38127 posted values that rose 2.2% over the year, and 19% higher over three years (phase confidence 13/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $37,768 — below the roughly $78,000 national figure. Roughly 34.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 39,553 with a median age of 32. The tenure split is 46% owner-occupied to 54% rented. Around 56% of renters are cost-burdened. About 11% have a four-year degree. A median home runs $90,300 here, or 2.2 times local income. On demographic stress specifically, 38127 scores 39/100. The vacancy rate is 19.2% — elevated. The ZIP holds roughly 17,662 housing units.

On the whole, 38127 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.