ZIP 38134 Property Distress & Foreclosure Data

Composite property distress in 38134 (Shelby County, Tennessee) lands at 36/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (89/100), structural risk (81/100), institutional ownership (51/100). mortgage stress (20/100) stay muted. On the structural side it scores 81/100, with 6/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (85/100).

Prices here sit in a recovery phase: values rose 2.2% over the trailing year, and 8% higher over three years (phase confidence 13/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The poverty rate is 11.9%. Around 36% of renters are cost-burdened. The vacancy rate is 6.3%. Around 21% of adults hold a bachelor's degree or higher. 42,500 residents call 38134 home, typically aged 34. 49% of housing is owner-occupied. At $61,172, median income runs below typical U.S. levels. The ZIP holds roughly 15,781 housing units. The demographic-stress sub-score lands at 31/100. The typical home is worth about $207,000 (3.0× income, relatively affordable).

Overall, 38134 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.