ZIP 38117 Property Distress & Foreclosure Data

Shelby County, Tennessee's ZIP 38117 registers 36/100 composite distress, which DLRadar reads as moderate. Structural risk reads 81/100 against active distress of 6/100. The most distinctive pressure shows up in construction/permit lag (89/100), structural risk (81/100), institutional ownership (51/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (85/100).

The market reads recovery — home values rose 2.2% year on year, and 3% lower over three years, at 13/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $311,800, an affordability ratio of 3.1× — accessible. Owners hold 76% of homes, renters 24%. About 26,327 people live here, median age 39. There are about 12,235 housing units across 38117. Vacancy runs 5.4%. Rent burden reaches 43% of tenant households. Median household income is $93,688, above the U.S. median near $78,000. 9.5% of residents fall below the poverty threshold. Educational attainment sits at 60% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 25/100.

Net-net, 38117 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.