ZIP 38139 Property Distress & Foreclosure Data

Composite property distress in 38139 (Shelby County, Tennessee) lands at 36/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (85/100)). The sharpest non-environmental signals are construction/permit lag (89/100), structural risk (81/100), institutional ownership (51/100). On the quiet end sit mortgage stress (20/100). Structural risk reads 81/100 against active distress of 6/100.

The recovery-phase market in 38139 posted values that rose 2.2% over the year, and 9% higher over three years, at 13/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 16,298 with a median age of 45. A median home runs $575,500 here, or 3.1 times local income. There are about 6,053 housing units across 38139. The tenure split is 97% owner-occupied to 3% rented. About 74% have a four-year degree. On demographic stress specifically, 38139 scores 15/100. Households earn a median $174,052 — above the roughly $78,000 national figure. Roughly 0.9% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 1.9%. Rent burden reaches 10% of tenant households.

On balance 38139 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.