ZIP 38637 Property Distress & Foreclosure Data

In Desoto County, Mississippi, ZIP 38637 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (81/100)). On the structural side it scores 58/100, with 2/100 of stress already active. Its standout signals are construction/permit lag (61/100), structural risk (58/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

The recovery-phase market in 38637 posted values that rose 2.2% over the year, and 17% higher over three years (phase confidence 13/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $56,847 — below the roughly $78,000 national figure. Roughly 18.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 26,622 with a median age of 35. Around 38% of renters are cost-burdened. The tenure split is 59% owner-occupied to 41% rented. On demographic stress specifically, 38637 scores 32/100. About 17% have a four-year degree. The ZIP holds roughly 10,987 housing units. A median home runs $171,400 here, or 2.8 times local income. The vacancy rate is 8.5%.

On balance 38637 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.