ZIP 38632 Property Distress & Foreclosure Data

In Desoto County, Mississippi, ZIP 38632 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (81/100). Its standout signals are construction/permit lag (61/100), structural risk (58/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. Structural exposure scores 58 and live distress 2 on the 0–100 scale.

Prices here sit in a recovery phase: values rose 2.2% over the trailing year, and 10% higher over three years, at 13/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

88% of housing is owner-occupied. The demographic-stress sub-score lands at 25/100. 30,824 residents call 38632 home, typically aged 39. Rent burden reaches 35% of tenant households. Vacancy runs 6.5%. There are about 12,088 housing units across 38632. The typical home is worth about $322,000 (3.2× income, relatively affordable). At $90,277, median income runs above typical U.S. levels. Around 36% of adults hold a bachelor's degree or higher. The poverty rate is 5.3% — low.

Overall, 38632 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.