ZIP 38618 Property Distress & Foreclosure Data

ZIP code 38618 in Tate County, Mississippi carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 39 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100). What sets it apart are the readings on construction/permit lag (42/100), structural risk (39/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.

The market reads recovery — home values rose 2.2% year on year, and 24% higher over three years, at 13/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 9.3%. There are about 4,779 housing units across 38618. 15.2% of residents fall below the poverty threshold. Rent burden reaches 58% of tenant households. About 10,022 people live here, median age 48. Educational attainment sits at 12% bachelor's-or-above. Owners hold 80% of homes, renters 20%. Median household income is $54,128, below the U.S. median near $78,000. Home values center near $183,500, an affordability ratio of 2.6× — accessible. DLRadar's demographic-stress index for the area reads 32/100.

Net-net, 38618 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.