ZIP 38618 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 38618 in Tate County, Mississippi comes in at 18, a low composite-distress reading. Latent structural risk is 42/100 while live distress already moving reads 2/100. Environmental exposure also runs high (flood (NFIP) exposure (81/100)). What sets it apart are the readings on construction/permit lag (54/100), structural risk (42/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 24% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 9.3%. The ZIP holds roughly 4,779 housing units. The poverty rate is 15.2%. Around 58% of renters are cost-burdened. 10,022 residents call 38618 home, typically aged 48. About 12% have a four-year degree. The tenure split is 80% owner-occupied to 20% rented. Households earn a median $54,128 — below the roughly $78,000 national figure. The typical home is worth about $183,500 (2.6× income, relatively affordable). The demographic-stress sub-score lands at 32/100.

Net-net, 38618 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 38618 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 38618 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38618 can be compared directly against any other ZIP in Tate County, Mississippi or nationwide. Where the public record is thin for 38618, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 38618 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. In workflow terms, 38618 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.