ZIP 38672 Property Distress & Foreclosure Data

ZIP code 38672 in Desoto County, Mississippi carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 58 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (61/100), structural risk (58/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (81/100).

The market reads recovery — home values rose 2.2% year on year, and 3% lower over three years, at 13/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $320,500, an affordability ratio of 2.6× — accessible. Vacancy runs 8.3%. About 15,899 people live here, median age 37. Owners hold 90% of homes, renters 10%. Median household income is $110,665, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 20/100. 1.0% of residents fall below the poverty threshold. Rent burden reaches 21% of tenant households. There are about 6,194 housing units across 38672. Educational attainment sits at 39% bachelor's-or-above.

Net-net, 38672 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.