Desoto County, MS: Foreclosures, Tax Liens & Distressed Properties

Desoto County, MS, Mississippi: 10 ZIP codes scored, Desoto County, MS averaging 24/100 (low, Desoto, MS), from 17 to 25. Desoto County, MS is in its peak phase (Desoto, MS confidence 11/100): Desoto, MS home prices up 1.2% (Desoto, MS) over twelve months. Desoto County, MS lender headwind: 43/100.

Highest-scoring Desoto County, MS ZIPs: 38632 (25/100), 38637 (25/100), 38641 (25/100), 38651 (25/100), 38654 (25/100), 38671 (25/100). Also scored in Desoto County, MS: 38672, 38680, 38611, 38618.

Across Desoto County, MS's scored ZIPs: median home value $248,330, household income $80,046, 8.2% vacancy, 12.2% poverty, 80% owner-occupied, median age 38.8.

Desoto County, MS insurance distress 27/100 (#1,695 in the US); FEMA hazard 0/100 for Desoto, MS; 4 federal disaster declarations in Desoto County, MS since 2023; 8 Desoto, MS NFIP flood claims, $224K paid; Desoto, MS construction distress 62/100.

20 banks with 59 branches lend in Desoto County, MS; Desoto, MS weighted bank stress 59/100, highest 89/100 in Desoto, MS.

Desoto County, MS unemployment 3.2% (Desoto, MS -0.7 pts, six months); 910 new housing units permitted in Desoto County, MS over twelve months, Desoto, MS down 12% from 1,039; Desoto, MS home prices +9.4% a year (Desoto, MS) over three years.

75,437 housing units in Desoto County, MS; 15,393 Desoto, MS renter households; 43% of Desoto, MS renters spend 30%+ of income on rent, 21% (Desoto, MS) half or more.

Desoto County, MS ranks #1,944 nationally on the opportunity index (Desoto, MS, among all ranked counties); Desoto, MS scores 27.9/100 and Desoto, MS sits #64 inside Mississippi. Desoto, MS is in the weak opportunity phase; Desoto, MS's primary driver is construction, Desoto, MS second driver bank institutional; Desoto, MS moved up 696 places. 72 short-sale listings across Desoto, MS; 39 days on market observed in Desoto, MS; 6.6% vacancy over 10 Desoto, MS ZIPs.

1.5% of Desoto County, MS mortgages were ninety-plus days late in December 2025; Desoto, MS's thirty-to-eighty-nine-day share was 4.0% (CFPB county sample). Desoto, MS's ninety-day rate is up 0.3 points on twelve months earlier; the Desoto, MS peak since 2008 was 6.4% in January 2010; Mississippi overall reads 1.8%.

Desoto County, MS has 11 watched banks; 11 Desoto, MS banks sit in an elevated band. Desoto, MS footprints: Renasant Bank (6 branches, stress 43) in Desoto, MS; Trustmark Bank (5 branches, stress 58) in Desoto, MS; First Security Bank (4 branches, stress 69) in Desoto, MS.

HUD lists 6 assisted multifamily properties in Desoto County, MS with 852 units; 281 Desoto, MS units are assisted, 3 Desoto, MS properties under project-based Section 8.

4,451 of the 75,437 housing units in Desoto, MS sit vacant. Desoto County, MS permitted 0 multifamily units in twelve months; Desoto, MS's one-to-four unit structures added 910 units in Desoto County, MS.