ZIP 38641 Property Distress & Foreclosure Data

In Desoto County, Mississippi, ZIP 38641 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 58/100 against active distress of 2/100. Its standout signals are construction/permit lag (61/100), structural risk (58/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (81/100).

Prices here sit in a recovery phase: values rose 2.2% over the trailing year, and 30% higher over three years, at 13/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

2,102 residents call 38641 home, typically aged 42. 93% of housing is owner-occupied. The typical home is worth about $237,400 (2.5× income, relatively affordable). The poverty rate is 18.3% — high, a tax-stress and distress correlate. At $85,882, median income runs near typical U.S. levels. Rent burden reaches 35% of tenant households. Vacancy runs 8.5%. The demographic-stress sub-score lands at 26/100. There are about 1,049 housing units across 38641. Around 23% of adults hold a bachelor's degree or higher.

Overall, 38641 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.