ZIP 38015 Foreclosure, Tax-Lien & Distress Report

In Tipton County, Tennessee, ZIP 38015 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (70/100), construction/permit lag (68/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), climate & FEMA risk (79/100). The latent-versus-live split is 70/100 structural and 6/100 already moving.

The market reads recovery — home values rose 2.2% year on year, and 39% higher over three years (phase confidence 13/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $57,054, below the U.S. median near $78,000. The vacancy rate is 10.2%. Educational attainment sits at 12% bachelor's-or-above. Around 17% of renters are cost-burdened. Home values center near $197,600, an affordability ratio of 3.1× — accessible. About 2,213 people live here, median age 48. 10.8% of residents fall below the poverty threshold. Owners hold 81% of homes, renters 19%. DLRadar's demographic-stress index for the area reads 26/100. The ZIP holds roughly 939 housing units.

Net-net, 38015 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.