ZIP 38015 Foreclosure, Tax-Lien & Distress Report

In Tipton County, Tennessee, ZIP 38015 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (70/100), structural risk (69/100), institutional ownership (47/100). By contrast, mortgage stress (19/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), climate & FEMA risk (79/100). Latent structural risk is 69/100 while live distress already moving reads 6/100.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 39% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $57,054, median income runs below typical U.S. levels. Vacancy runs 10.2%. About 12% have a four-year degree. Around 17% of renters are cost-burdened. The typical home is worth about $197,600 (3.1× income, relatively affordable). Population is roughly 2,213 with a median age of 48. The poverty rate is 10.8%. 81% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100. There are about 939 housing units across 38015.

Net-net, 38015 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 38015 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 38015's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 38015 shows blanks, not estimates, wherever the record is sparse.

38015's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 38015 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.