ZIP 38049 Property Distress & Foreclosure Data

Composite property distress in 38049 (Fayette County, Tennessee) lands at 27/100 — low on DLRadar's public-record scoring. Structural exposure scores 59 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (76/100)). The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (59/100), institutional ownership (40/100). On the quiet end sit mortgage stress (15/100).

The recovery-phase market in 38049 posted values that rose 2.2% over the year, and 38% higher over three years, at 13/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 4,319 with a median age of 40. There are about 1,818 housing units across 38049. Roughly 13.5% live below the poverty line. On demographic stress specifically, 38049 scores 29/100. The tenure split is 68% owner-occupied to 32% rented. Rent burden reaches 31% of tenant households. Vacancy runs 11.2%. Households earn a median $57,321 — below the roughly $78,000 national figure. A median home runs $161,300 here, or 2.6 times local income. About 15% have a four-year degree.

On balance 38049 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.