ZIP 38060 Foreclosure, Tax-Lien & Distress Report

ZIP 38060's composite property-distress score is 18/100 - DLRadar classes that as low for Fayette County, Tennessee. Property-level stress concentrates in structural risk (37/100), institutional ownership (30/100), mortgage stress (13/100). mortgage stress (13/100) and construction/permit lag (13/100) stay muted. On the structural side it scores 37/100, with 4/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (74/100).

The peak-phase market in 38060 posted values that rose 1.2% over the year, and 10% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $84,277 — near the roughly $78,000 national figure. About 12,360 people live here, median age 43. 7.3% of residents fall below the poverty threshold. Educational attainment sits at 29% bachelor's-or-above. Vacancy runs 4.3%. The ZIP holds roughly 5,213 housing units. Rent burden reaches 30% of tenant households. DLRadar's demographic-stress index for the area reads 26/100. 86% of housing is owner-occupied. The typical home is worth about $319,900 (3.5× income, relatively affordable).

Net-net, 38060 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 38060 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 38060 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 38060, the field stays empty rather than modeled, and fills in as new documents post.

38060's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 38060 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.