ZIP 38060 Property Distress & Foreclosure Data

In Fayette County, Tennessee, ZIP 38060 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (72/100), structural risk (53/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (13/100) register low. On the structural side it scores 53/100, with 4/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (74/100).

The market reads recovery — home values rose 2.2% year on year, and 10% higher over three years (phase confidence 13/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $84,277, near the U.S. median near $78,000. About 12,360 people live here, median age 43. 7.3% of residents fall below the poverty threshold. Educational attainment sits at 29% bachelor's-or-above. The vacancy rate is 4.3%. The ZIP holds roughly 5,213 housing units. Around 30% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 26/100. Owners hold 86% of homes, renters 14%. Home values center near $319,900, an affordability ratio of 3.5× — accessible.

Net-net, 38060 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.