ZIP 38042 Property Distress & Foreclosure Data

In Hardeman County, Tennessee, ZIP 38042 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 50/100, with 6/100 of stress already active. Its standout signals are construction/permit lag (66/100), structural risk (50/100), institutional ownership (48/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 4.7% year on year (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 22% bachelor's-or-above. 18.2% of residents fall below the poverty threshold. About 451 people live here, median age 69. DLRadar's demographic-stress index for the area reads 38/100. Around 85% of renters are cost-burdened. The ZIP holds roughly 392 housing units. Median household income is $48,897, below the U.S. median near $78,000. The vacancy rate is 28.1% — elevated. Home values center near $147,000, an affordability ratio of 3.0× — accessible. Owners hold 78% of homes, renters 22%.

Net-net, 38042 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.