ZIP 38356 Property Distress & Foreclosure Data

Madison County, Tennessee's ZIP 38356 registers 27/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (76/100). The latent-versus-live split is 59/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (59/100), construction/permit lag (55/100), institutional ownership (48/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 14% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 6% of renters are cost-burdened. The poverty rate is 4.0% — low. The vacancy rate is 16.8% — elevated. 2,564 residents call 38356 home, typically aged 45. At $71,250, median income runs near typical U.S. levels. The ZIP holds roughly 1,241 housing units. Around 28% of adults hold a bachelor's degree or higher. 72% of housing is owner-occupied. The demographic-stress sub-score lands at 21/100. The typical home is worth about $159,300 (2.2× income, relatively affordable).

Taken together, 38356 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.