ZIP 38366 Property Distress & Foreclosure Data

ZIP code 38366 in Madison County, Tennessee carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 60/100 against active distress of 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). What sets it apart are the readings on structural risk (60/100), construction/permit lag (55/100), institutional ownership (43/100). By contrast, mortgage stress (17/100) register low.

The market reads peak — home values rose 2.0% year on year, and 14% higher over three years, at 44/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 2,386 people live here, median age 46. Owners hold 85% of homes, renters 16%. DLRadar's demographic-stress index for the area reads 21/100. 9.8% of residents fall below the poverty threshold. There are about 1,093 housing units across 38366. Rent burden reaches 20% of tenant households. Home values center near $127,500, an affordability ratio of 1.7× — accessible. Educational attainment sits at 23% bachelor's-or-above. Vacancy runs 17.0%, above the national norm and a classic distress-and-opportunity signal. Median household income is $72,090, near the U.S. median near $78,000.

Net-net, 38366 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.