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ZIP 38366 Foreclosure, Tax-Lien & Distress Report

Madison County, Tennessee · High Vacancy market

Composite property distress in 38366 (Madison County, Tennessee) lands at 26/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 58/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (78/100). Property-level stress concentrates in structural risk (58/100), construction/permit lag (51/100), institutional ownership (39/100). By contrast, institutional ownership (39/100) and mortgage stress (17/100) register low.

The expansion-phase market in 38366 posted values that rose 6.3% over the year, and 14% higher over three years, at 73/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

2,386 residents call 38366 home, typically aged 46. The tenure split is 85% owner-occupied to 16% rented. On demographic stress specifically, 38366 scores 21/100. The poverty rate is 9.8%. There are about 1,093 housing units across 38366. Around 20% of renters are cost-burdened. The typical home is worth about $127,500 (1.7× income, relatively affordable). Educational attainment sits at 23% bachelor's-or-above. The vacancy rate is 17.0% — elevated. Median household income is $72,090, near the U.S. median near $78,000.

On the whole, 38366 leans distressed, with opportunity clustered in specific stressed parcels. 38366 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 38366's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 38366 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 figure for 38366 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 38366 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

26/100
Composite stress
58/100
Structural risk
5/100
Distress activity

ZIP 38366 distress signals, scored

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk78
9 further distress layers are graded for 38366

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 38366 Stress Report snapshot

A live read on 38366: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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